What's the lowest credit score needed to finance a car?

There is no specific answer to this one as some lenders will in fact specialise in providing finance to those with a bad credit score. Your credit score will also vary between credit reference agencies (CRAs) and if your circumstances change. A good credit score is considered to be at least 670 on a scale of 0-999. Refer to the Octane Finance credit score scales explainer guide to find out more.