Is it easier to get car finance with or without a deposit?

If you're looking to finance a new or used vehicle, then paying an upfront deposit is a better way to secure the deal and will increase your chances of being approved by the lender. It is possible to achieve car finance without a deposit, but as a borrower, you'll need a good to excellent credit score first. Speak to our Octane Finance team about your eligibility for zero deposit finance.